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Avoid Identity Theft
Do you destroy pre-approved credit card offers that arrived unwanted in your mailbox? Do you give personal information - like credit card numbers - over the phone? Do you check credit card and bank statements regularly? When shopping on the Internet do you make sure you're on a secure site?
If not, you could be leaving yourself open to identity theft.
What is identity theft?
Identity theft is a crime in which the criminal can apply for credit in your name and then default on the credit, leaving creditors to believe that it was you who defaulted on the credit obligation. Or, the criminal can take over one of your accounts and make changes to it - like ordering additional credit cards or adding names to your account.
How can the criminal do this?
By obtaining your personal information - name, date of birth, and social security number.
If your identity has been stolen, you should also do these three things:
Download Identity Theft Documents:
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